The panel moves on to discuss predatory lending and how immigration plays into issues of poverty.
Sharmain's group is trying to address the predatory lending issue. An important point, she says, is not to throw the baby out with the bathwater: While trying to remove predatory lenders, we must make sure that not all the money is taken out of the low-income community.
On the issue of immigration, Michael points out that not all immigrants are poor, so it necessary to pinpoint where the povery is within the immigrant community. A large part of Philadelphia's growth recently has come from immigration.
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